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Travel  For all your travel needs. 

At TMCU we can offer you a comprehensive range of products and services to take care of all your foreign exchange needs.

If you are going overseas

  1. It is recommended that you always take more than one type of payment - some local cash, a Cash Passport Card, and a credit or a debit card. That way, if you have difficulty with any of your products (e.g. your credit card is not accepted or the magnetic stripe is damaged), you will have an alternative payment method. Use a Cash Passport card for your day to day expenses, and a credit or debit card for major purchases.
  2. As a basic rule of thumb, if your destination has a good ATM network, take most of your travel funds on a Cash Passport card, if not, travellers cheques are better. Cash Passport is ideal for most tourist destinations, including the UK and Europe, USA, Canada, South East Asia, Japan, New Zealand and Australia.
  3. Get your foreign exchange before you leave home - exchange rates at home are usually better than overseas.

Cash Passport Card

The Multi-currency Cash Passport Prepaid MasterCard® Currency Card is the secure and convenient way to carry up to 10 currencies every time you travel.

Use it online, in store or to withdraw local currency from ATMs – anywhere you see the MasterCard Acceptance Mark. Load it with US Dollars, Great British Pounds, Euros, Australian Dollars, New Zealand Dollars, Singapore Dollars, Hong Kong Dollars, Canadian Dollars, Japanese Yen and Thailand Baht.


  • International ATM Transactions Fee Free1
  • Local currency from over 1.9 million ATMs worldwide
  • Welcomed online and at over 29 million locations worldwide, with no transaction fee1
  • No bank account required
  • Quick and simple to buy and to reload
  • Use again and again or simply cash out after your trip2
  • Manage your Card easily online
  • Prepayment helps you keep to your spending plans


  • Chip and PIN protected
  • No link to your bank account
  • 24/7 Global Emergency Assistance
  • Free second back-up Card provided
  • Free replacement of lost or stolen Cards
  • Free emergency cash, up to your available Card balance, should you lose both Cards, subject to availability


  • Add up to ten currencies on the same card – AU$, EU€, GB£, NZ$, US$, SG$, HK$, CAD$, JPY¥, THB฿
  • Lock in the foreign exchange rate each time you load or reload3
  • Load your Card as often as you like2 – take it each time you travel
  • Add extra money to your Card anytime, at place of purchase or via BPAY®4

Find out more about the Multi-currency Cash Passport card.

1 Subject to any surcharge that the merchant or ATM operator may apply and Cash Passport ATM withdrawal fee. Refer to Fees & Limits Table.

2 Until Card expiry and subject to reload limits. A fee applies for cash outs. See Fees & Limits Table for all reload fees.

3Please note that any reloads are made at the relevant exchange rate on the day that the reload is processed (this varies from day to day).

4Allow up to 2 days for funds loaded via Bpay to appear in your account. See Fees & Limits Table for all reload fees.


Access Prepaid Australia Pty Ltd (ABN 47 145 452 044, AFSL 386 837) arranges for the issue of the Multi-currency Cash Passport in conjunction with the issuer, Heritage Bank Ltd (ABN 32 087 652 024, AFSL 240 984).

MasterCard and the MasterCard Brand Mark are registered trademarks of MasterCard International Incorporated.                  

If You Are Sending Money Overseas


Drafts are the cheapest form of sending money overseas and can be sent by mail. The receiver generally has to pay the draft into an account, and it may take a few days to clear.

Telegraphic Transfers 

Telegraphic Transfers are normally used to directly credit accounts overseas, and are a quicker method of sending funds than drafts.

If You Receive Cheques From Overseas

Subject to acceptance, TMCU will convert Foreign Exchange Currency Cheques into Australian Dollars. So, if you receive a Cheque from overseas, you can have them converted into Australian Dollars subject to an extended cheque clearance period of 35 days and our International Cheque conversion fee, refer to current Fees & Charges Schedule.



If you have any questions Enquire now


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