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Home Loans

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Home Loans We understand that buying a home is probably the most important - and expensive - purchase you'll ever make. Take away some of the hassle with one of our flexible home loans.

Rates current as at 2nd September 2016

Basic Variable Home Loan

With a variable rate loan, the interest rate you pay changes according to the financial markets.

  • No monthly account keeping/service fees
  • No penalty for early repayment
  • Mortgage offset savings account
  • Free redraw facility (minimum amount $1000)

4.81% pa
interest rate

4.87% pa*
comparison rate

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Request Home Loan Key Facts Sheet

  Additional Information
Feature Basic Variable Home Loan
Minimum Amount $100,000
Loan Period Up to 30 years
Repayments Weekly, fortnightly or monthly
Interest Charges Calculated daily, charged monthly
Establishment Fee $350 plus associated Legal and Valuation fees (at cost)
Account Keeping Fees Nil
Variable and Lump Sum Repayments Yes
Early Repayment without Penalty Yes
Loan Repayment Insurance available Yes
Building and Contents Insurance available Yes
Auto repayments (salary/account) Yes
Redraw facility Yes (free redraw, minimum amount $1000)
Top up facility available Yes
Offset facility available Yes

One Year Fixed Home Loan

By locking in your interest rate with our fixed rate home loan, you get the certainty of knowing exactly what repayments will be no matter what happens with interest rates.

  • No monthly account keeping/service fees
  • Free redraw facility (minimum amount $1000)
  • No penalty for early repayment
  • Flexible repayments to suit you

5.04% pa
interest rate

4.88% pa*
comparison rate

Apply Now

Request Home Loan Key Facts Sheet

  Additional Information
Feature One Year Fixed Home Loan
Minimum Amount $100,000
Loan Period Up to 30 years
Repayments Weekly, fortnightly or monthly
Interest Charges Calculated daily, charged monthly
Establishment Fee $350 plus associated Legal and Valuation fees (at cost) )))----
Account Keeping Fees Nil
Variable and Lump Sum Repayments Yes
Early Repayment without Penalty Yes
Loan Repayment Insurance available Yes
Building and Contents Insurance available Yes
Redraw facility Yes (free redraw, minimum amount $1000)
Top up facility available Yes

Standard Variable Home Loan

  • No ongoing loan service or account keeping fees
  • Mortgage offset savings account
  • Redraw available on advance repayments
  • No penalty for early repayment
  • Flexible repayments to suit you
5.06% pa
interest rate

5.12% pa*
comparison rate

Apply Now

Request Home Loan Key Facts Sheet

  Additional Information
Feature Standard Variable Home Loan
Minimum Amount $30,000
Loan Period Up to 30 years
Repayments Weekly, fortnightly or monthly
Interest Charges Calculated daily, charged monthly
Establishment Fee $350 plus associated Legal and Valuation fees (at cost)
Account Keeping Fees Nil
Variable and Lump Sum Repayments Yes
Early Repayment without Penalty Yes
Loan Repayment Insurance available Yes
Landlord Insurance available Yes
Redraw facility Yes, (free redraw, minimum amount $100)
Top up facility available Yes - No minimum amount
Offset facility available Yes

Home Equity Loan

Our Home Equity loan allows you to borrow against the portion of your home that you own.

  • Access to the equity in your home
  • No penalty for early repayment
  • Flexible repayments to suit you
  • No ongoing loan service fees
  • Save interest on your home loan
5.12% pa
interest rate

5.18% pa*
comparison rate

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  Additional Information
Feature Home Equity Loan
Minimum Amount $10,000
Loan Period Up to 30 years
Repayments Weekly, fortnightly or monthly
Interest Charges Calculated daily, charged monthly
Interest Only Yes
Establishment Fee $350 plus associated Legal and Valuation fees (at cost)
Account Keeping Fees Nil
Flexible and Lump Sum Repayments Yes
Early Repayment without Penalty Yes
Loan Repayment Insurance available Yes
Auto repayments (salary/account) Yes
Redraw facility Yes, (free redraw, minimum amount $100)
Top up facility available Yes - No minimum amount

Interest Only Variable Home Loan

Whether you need to reduce your home loan repayments to fund a renovation or are an investor planning to sell your property, an interest only loan can help you free up the funds you need.

  • Redraw available on advance repayments
  • No penalty for early repayment
  • Flexible repayments to suit you
  • No ongoing loan service fees
  • Save interest on your home loan
5.06% pa
interest rate

5.12% pa*
comparison rate

Apply Now

  Additional Information
Feature Interest Only Home Loan
Minimum Amount $100,000
Loan Period Up to 30 years
Repayments Weekly, fortnightly or monthly
Interest Charges Calculated daily, charged monthly
Interest Only Yes
Establishment Fee $350 plus associated Legal and Valuation fees (at cost)
Account Keeping Fees Nil
Flexible and Lump Sum Repayments Yes
Early Repayment without Penalty Yes
Loan Repayment Insurance available Yes
Auto repayments (salary/account) Yes
Redraw facility Yes, (free redraw, minimum amount $100)
Top up facility available Yes - No minimum amount

More Information

Questions?

If you have any questions, please contact us Enquire now

* This comparison rate is based on a $150,000 loan over a term of 25 years based on monthly repayments. WARNING This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

Terms and conditions, fees and charges and approval conditions apply.

 

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Home Loan Key Facts Sheet