Home Loans
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Home Loans |
We understand that buying a home is probably the most important - and expensive - purchase you'll ever make. Take away some of the hassle with one of our flexible home loans. |
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Basic Variable Home Loan
With a variable rate loan, the interest rate you pay changes according to the financial markets.
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No monthly account keeping/service fees
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No penalty for early repayment
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Mortgage offset savings account
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Free redraw facility (minimum amount $1000)
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5.76% pa
interest rate
5.80% pa*
comparison rate
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Additional Information |
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Feature |
Basic Variable Home Loan |
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Minimum Amount |
$100,000 |
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Loan Period |
Up to 30 years |
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Repayments |
Weekly, fortnightly or monthly |
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Interest Charges |
Calculated daily, charged monthly |
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Establishment Fee |
$350 plus associated Legal and Valuation fees (at cost) |
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Account Keeping Fees |
Nil |
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Variable and Lump Sum Repayments |
Yes |
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Early Repayment without Penalty |
Yes |
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Loan Repayment Insurance available |
Yes |
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Building and Contents Insurance available |
Yes |
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Auto repayments (salary/account) |
Yes |
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Redraw facility |
Yes (free redraw, minimum amount $1000) |
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Top up facility available |
Yes |
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Offset facility available |
Yes |
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One Year Fixed Home Loan
By locking in your interest rate with our fixed rate home loan, you get the certainty of knowing exactly what repayments will be no matter what happens with interest rates.
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No monthly account keeping/service fees
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Free redraw facility (minimum amount $1000)
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No penalty for early repayment
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Flexible repayments to suit you
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5.99% pa
interest rate
5.82% pa*
comparison rate
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Additional Information |
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Feature |
One Year Fixed Home Loan |
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Minimum Amount |
$100,000 |
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Loan Period |
Up to 30 years |
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Repayments |
Weekly, fortnightly or monthly |
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Interest Charges |
Calculated daily, charged monthly |
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Establishment Fee |
$350 plus associated Legal and Valuation fees (at cost) )))---- |
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Account Keeping Fees |
Nil |
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Variable and Lump Sum Repayments |
Yes |
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Early Repayment without Penalty |
Yes |
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Loan Repayment Insurance available |
Yes |
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Building and Contents Insurance available |
Yes |
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Redraw facility |
Yes (free redraw, minimum amount $1000) |
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Top up facility available |
Yes |
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Standard Variable Home Loan
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No ongoing loan service or account keeping fees
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Mortgage offset savings account
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Redraw available on advance repayments
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No penalty for early repayment
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Flexible repayments to suit you
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6.01% pa
interest rate
6.05% pa*
comparison rate |
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Additional Information |
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Feature |
Standard Variable Home Loan |
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Minimum Amount |
$30,000 |
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Loan Period |
Up to 30 years |
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Repayments |
Weekly, fortnightly or monthly |
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Interest Charges |
Calculated daily, charged monthly |
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Establishment Fee |
$350 plus associated Legal and Valuation fees (at cost) |
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Account Keeping Fees |
Nil |
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Variable and Lump Sum Repayments |
Yes |
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Early Repayment without Penalty |
Yes |
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Loan Repayment Insurance available |
Yes |
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Landlord Insurance available |
Yes |
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Redraw facility |
Yes, (free redraw, minimum amount $100) |
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Top up facility available |
Yes - No minimum amount |
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Offset facility available |
Yes |
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Home Equity Loan
Our Home Equity loan allows you to borrow against the portion of your home that you own.
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Access to the equity in your home
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No penalty for early repayment
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Flexible repayments to suit you
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No ongoing loan service fees
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Save interest on your home loan
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6.07% pa
interest rate
6.11% pa*
comparison rate |
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Additional Information |
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Feature |
Home Equity Loan |
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Minimum Amount |
$10,000 |
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Loan Period |
Up to 30 years |
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Repayments |
Weekly, fortnightly or monthly |
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Interest Charges |
Calculated daily, charged monthly |
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Interest Only |
Yes |
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Establishment Fee |
$350 plus associated Legal and Valuation fees (at cost) |
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Account Keeping Fees |
Nil |
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Flexible and Lump Sum Repayments |
Yes |
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Early Repayment without Penalty |
Yes |
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Loan Repayment Insurance available |
Yes |
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Auto repayments (salary/account) |
Yes |
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Redraw facility |
Yes, (free redraw, minimum amount $100) |
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Top up facility available |
Yes - No minimum amount |
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Interest Only Variable Home Loan
Whether you need to reduce your home loan repayments to fund a renovation or are an investor planning to sell your property, an interest only loan can help you free up the funds you need.
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Redraw available on advance repayments
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No penalty for early repayment
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Flexible repayments to suit you
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No ongoing loan service fees
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Save interest on your home loan
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6.01% pa
interest rate
6.05% pa*
comparison rate |
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Additional Information |
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Feature |
Interest Only Home Loan |
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Minimum Amount |
$100,000 |
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Loan Period |
Up to 30 years |
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Repayments |
Weekly, fortnightly or monthly |
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Interest Charges |
Calculated daily, charged monthly |
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Interest Only |
Yes |
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Establishment Fee |
$350 plus associated Legal and Valuation fees (at cost) |
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Account Keeping Fees |
Nil |
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Flexible and Lump Sum Repayments |
Yes |
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Early Repayment without Penalty |
Yes |
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Loan Repayment Insurance available |
Yes |
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Auto repayments (salary/account) |
Yes |
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Redraw facility |
Yes, (free redraw, minimum amount $100) |
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Top up facility available |
Yes - No minimum amount |
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More Information
Questions?
If you have any questions, please contact us 
* This comparison rate is based on a $250,000 loan over a term of 25 years based on monthly repayments. WARNING This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
Terms and conditions, fees and charges and approval conditions apply.
