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Interest Rates and Fees Savings and Term Deposits Interest Rates
Interest Rates and Fees Savings and Term Deposits Interest Rates
Savings and Term Deposits Interest Rates
| Interest Rates | Keep informed on all the latest interest rates for savings and term deposits |
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Rates current as at 1st August 2018
SAVINGS
| Multi-Access (S4) | Interest Paid Quarterly |
| Up to $4,999.99 | 0.015% p.a. |
| $5,000 - $19,999.99 | 0.020% p.a. |
| $20,000 - $49,999.99 | 0.045% p.a. |
| $50,000 & Over | 0.075% p.a. |
| Business Account (S50) | Interest Paid Annually |
| Up to $4,999.99 | 0.015% p.a. |
| $5,000 - $19,999.99 | 0.020% p.a. |
| $20,000 - $49,999.99 | 0.045% p.a. |
| $50,000 & Over | 0.075% p.a. |
| Redifund (S7) | Interest Paid Quarterly |
| $5,000 - $9,999.99 | 0.05% p.a. |
| $10,000 - $24,999.99 | 0.10% p.a. |
| $25,000 - $49,999.99 | 0.20% p.a. |
| $50,000 - $99,999.99 | 0.45% p.a. |
| $100,000 - $249,999.99 | 0.75% p.a. |
| $250,000 plus | 1.25% p.a. |
| Premium Savers Accounts (S8) | Interest Paid Monthly |
| $10,000 & Over | 0.75% p.a |
| Christmas Club Account(S5) | Interest Paid on Oct. 31 and June 30 |
| All Balances | 0.75% p.a |
TERM DEPOSITS
| Term Deposits | Interest Paid on Maturity or 6 Monthly | Interest Paid 4 Weekly on Amts > $5000 | Edvest Members |
| 3 mths ($1,000+) | 1.75% p.a | ||
| 4 - 5 mths* ($1,000+) | 1.75% p.a | ||
| 6 - 11 mths* ($1,000+) | 2.00% p.a | ||
| 12 - 23 mths** ($1,000+) | 2.10% p.a | 2.10% p.a | 2.15% p.a |
| 24 mths** ($1,000+) | 2.10% p.a | 2.10% p.a | 2.15% p.a |
* Either, the exact number of months needs to be specified (ie. 4, 5 or 6 months, etc.), or alternatively, a preferred maturity date. ** For deposits over 12 months interest will be paid at least once a year. Interest payable options of 4 weekly or 6 monthly are also available.
Use our Term Deposit Calculator
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