A credit score represents the creditworthiness of an individual. Here at TMCU, we take cautionary measures to ensure we accurately calculate member’s credit scores. So how exactly are they calculated, and what does your credit score mean for you? Read along to find out. How are credit scores calculated?A credit score is calculated from a credit re...

Credit card debt can get to the worst of us sometimes. Here are 4 awesome hacks that you can use to save money and maximise rewards with your credit card! 1. Set a monthly budget Before signing up for a credit card, it is a good idea to know what you are able to afford and spend within your means. By creating a monthly budget, you are able to man...

Transport Mutual Credit Union today has strongly endorsed a new campaign which proudly celebrates the ingenuity and ‘can do’ spirit of Australia. Launched by the Customer Owned Banking Association, the campaign focuses on the relationship between hard-working Australians and customer owned banking. Transport Mutual is part of a movement that bega...

Dear Members, We would like to inform you of measures Transport Mutual is taking in response to the COVID-19 outbreak. Transport Mutual continues to provide Members with a full range of banking services. As an added risk mitigation strategy, and in accordance with our Pandemic Planning arrangements, Transport Mutual staff will be working remotely...

It is with great sadness that the Credit Union announces the passing of Noel Hancock after a long illness.   Noel's voluntary service to your Credit Union spanned 22 years as Director, and for 18 of those years Noel served as the Board's Chair.   Noel's leadership of TMCU oversaw a sustained period of growth and change for the organisation, whils...

The Customer Owned Banking Association (COBA) is warning banking customers in bushfire impacted areas to be alert to scam phone callers falsely claiming to represent a monitoring service.Representing 64 customer owned banks and their 4 million customers, COBA has noted a recent spate of scam phone calls to cardholders in the areas of regional Victo...

Transport Mutual relief and assistance is available for our Members affected by the bushfires. The bushfire relief package may include: Deferred loan repayments Low interest loans Waive term deposit break costs for early redemption Waive debit card replacement fees Waive dishonour fees We understand that each Member will have different ne...

From 1st October 2019, Coles, Wesfarmers and a number of other merchants have started rolling out software changes to update transaction routing capabilities on their EFTPOS machines, where contactless payments are accepted. This software change will affect your Visa payWave debit card transactions. What is changing, and how does it affect you? W...

Money Magazines's Best of the Best 2020 Cheapest Car Loan  It's official!!!! TMCU has been announced as the winner of the Money Magazine Australia #BestOfTheBest Award for Car Loans (non-banks). And it's no wonder as our car loans offers flexibility, a low competitive rate, and they're easy to apply for. Here's a few reasons to choose us  One...