Our personal loan gives you the freedom to cover life’s big moments, whether planned or unexpected. With a competitive fixed rate, no ongoing fees and flexible repayments, it’s a smart and simple way to borrow with confidence.
Personal Loans |
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|---|---|
| Minimum Loan Amount : | $1,000 |
| Maximum Loan Amount : | $30,000 |
| Maximum Loan Term : | Up to 7 years maximum |
| Establishment Fee : | $195 |
| Additional Repayments Accepted : | Yes |
| Redraw Facility : | Yes |
| Redraw Fee - Online : | $0 |
| Interest rate | Comparison rate | |
| Unsecured Personal Loan | From 11.39% p.a. | From 11.71% p.a. |
| Document or Information | View or Download |
| Fees, charges and limits | Learn more → |
| Target market determinations | Learn more → |
| Interest rates | Learn more → |
| Important documents | Learn more → |
| Calculators | Learn more → |
Apply online, visit a branch or call us today to speak with a lending specialist. We’re here to help you make your journey smooth and affordable.
We’ve been helping transport workers, their families, and the wider community reach their financial goals for over 50 years. As a member-owned credit union, everything we do is designed to benefit you - not big bank profits.
Got a question on Loans? View all our FAQs here.
You can use a personal loan for a wide range of purposes, from buying a car, planning a holiday, consolidating debts, to covering unexpected expenses or home improvements.
The amount you can borrow depends on your income, expenses, credit history, and what the loan is for. We’ll assess your application and work with you to find a loan amount that’s manageable for your budget.
Yes, our personal loans allow you to make extra repayments or pay off your loan early without penalty, helping you save on interest and become debt-free sooner.
Thinking about a new car, holiday or consolidating debt? Our personal loan calculators make it easy to plan your repayments and see what you can afford, so you can borrow with confidence.
Terms and conditions, fees and charges and approval conditions apply.
