Enjoy a great competitive rate, helping you budget with confidence.
TMCU interest rates are currently under review and may be subject to change. Updated rates will be published once finalised.
A personal loan that’s built around you
Our personal loan gives you the freedom to cover life’s big moments, whether planned or unexpected. With a competitive fixed rate, no ongoing fees and flexible repayments, it’s a smart and simple way to borrow with confidence.
From
11.14
%
p.a.
Interest rate
From 11.42
%
p.a.
Comparison rate
Features
Product Features:
Personal Loans |
|
|---|---|
| Minimum Loan Amount : | $1,000 |
| Maximum Loan Amount : | $30,000 |
| Maximum Loan Term : | Up to 7 years maximum |
| Establishment Fee : | $195 |
| Additional Repayments Accepted : | Yes |
| Redraw Facility : | Yes |
| Redraw Fee - Online : | $0 |
| Interest rate | Comparison rate | |
| Unsecured Personal Loan | From 11.14% p.a. | From 11.42% p.a. |
| Document or Information | View or Download |
| Fees, charges and limits | Learn more → |
| Target market determinations | Learn more → |
| Interest rates | Learn more → |
| Important documents | Learn more → |
| Calculators | Learn more → |
Start your application today
Apply online, visit a branch or call us today to speak with a lending specialist. We’re here to help you make your journey smooth and affordable.
Why Transport Mutual?
We’ve been helping transport workers, their families, and the wider community reach their financial goals for over 50 years. As a member-owned credit union, everything we do is designed to benefit you - not big bank profits.
FAQs
Got a question on Loans? View all our FAQs here.
You can use a personal loan for a wide range of purposes, from buying a car, planning a holiday, consolidating debts, to covering unexpected expenses or home improvements.
The amount you can borrow depends on your income, expenses, credit history, and what the loan is for. We’ll assess your application and work with you to find a loan amount that’s manageable for your budget.
Yes, our personal loans allow you to make extra repayments or pay off your loan early without penalty, helping you save on interest and become debt-free sooner.
Calculators
Thinking about a new car, holiday or consolidating debt? Our personal loan calculators make it easy to plan your repayments and see what you can afford, so you can borrow with confidence.
