Enjoy a great competitive rate, helping you budget with confidence.
Transport Mutual Credit Union will be closed on Monday 8 June for the King’s Birthday public holiday and will reopen on Tuesday 9 June.
Whether it’s a weekend escape or a once-in-a-lifetime adventure, our Travel Loan can help cover the costs upfront while you pay it off in manageable instalments. With no ongoing fees and a competitive fixed rate, you can focus on planning the trip, not worrying about your budget.
Personal Loans |
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|---|---|
| Minimum Loan Amount : | $1,000 |
| Maximum Loan Amount : | $30,000 |
| Maximum Loan Term : | Up to 2 years maximum |
| Establishment Fee : | $195 |
| Additional Repayments Accepted : | Yes |
| Redraw Facility : | No |
| Interest rate | Comparison rate | |
| Travel Loan | 11.89% p.a. | 12.21% p.a. |
| Document or Information | View or Download |
| Fees, charges and limits | Learn more → |
| Target market determinations | Learn more → |
| Interest rates | Learn more → |
| Important documents | Learn more → |
| Calculators | Learn more → |
Apply online, visit a branch or call us today to speak with a lending specialist. We’re here to help you make your journey smooth and affordable.
We’ve been helping transport workers, their families, and the wider community reach their financial goals for over 50 years. As a member-owned credit union, everything we do is designed to benefit you - not big bank profits.
Got a question on Loans? View all our FAQs here.
You can use a personal loan for a wide range of purposes, from buying a car, planning a holiday, consolidating debts, to covering unexpected expenses or home improvements.
The amount you can borrow depends on your income, expenses, credit history, and what the loan is for. We’ll assess your application and work with you to find a loan amount that’s manageable for your budget.
Yes, our personal loans allow you to make extra repayments or pay off your loan early without penalty, helping you save on interest and become debt-free sooner.
Thinking about a new car, holiday or consolidating debt? Our personal loan calculators make it easy to plan your repayments and see what you can afford, so you can borrow with confidence.
Terms and conditions, fees and charges and approval conditions apply.