Enjoy a great competitive rate, helping you budget with confidence.
Transport Mutual Credit Union will be closed on Monday 8 June for the King’s Birthday public holiday and will reopen on Tuesday 9 June.
Car Loans |
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|---|---|
| Minimum Loan Amount : | $5,000 |
| Maximum Loan Term : | Up to 7 years |
| Establishment Fee : | $220 |
| Security : | Loan secured against vehicle |
| Additional Repayments Accepted : | Yes |
| Redraw Facility : | Yes |
| Redraw Fee - Online : | $0 |
| Interest rate | Comparison rate | |
| FASTROAD Used (over 5 years old | 9.39% p.a. | 9.70% p.a. |
| Document or Information | View or Download |
| Fees, charges and limits | Learn more → |
| Target market determinations | Learn more → |
| Interest rates | Learn more → |
| Important documents | Learn more → |
| Calculators | Learn more → |
Apply online, visit a branch or call us today to speak with a lending specialist. We’re here to help you make your journey smooth and affordable.
We’ve been helping transport workers, their families, and the wider community reach their financial goals for over 50 years. As a member-owned credit union, everything we do is designed to benefit you - not big bank profits.
Got a question on Loans? View all our FAQs here.
Yes, you can apply for pre-approval to help you shop with confidence. This gives you a clear idea of your budget before you start looking for a vehicle.
No. Our car loans allow you to make extra repayments or pay off your loan early without any penalties, helping you save on interest.
You can use our car loans to purchase a vehicle from either a dealership or a private seller, giving you flexibility in how you buy.
Thinking about a new car, holiday or consolidating debt? Our personal loan calculators make it easy to plan your repayments and see what you can afford, so you can borrow with confidence.
Comparison rates based on a secured loan of $30,000 over 5 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
Terms and conditions, fees and charges and approval conditions apply.