Check our eligibility criteria, and get started through the link below. It takes around 20 minutes to complete the form.
Car loans to get you moving
Whether you're buying a new car, a used one or switching to electric, our car loans offer competitive rates, no ongoing fees and flexible repayments. Choose the loan that fits your lifestyle and drive away with confidence.
FastRoad Used Car Loans
Our FastRoad Used Car Loan is for vehicles over 5 years old.
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9.14 % p.a.Interest rate
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9.49 % p.a.Comparison rate
Features & fees
FastRoad New Car Loans
Drive away in your new car (0 to 5 years old) with a FastRoad New Car Loan from Transport Mutual.
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7.14 % p.a.Interest rate
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7.45 % p.a.Comparison rate
Features & fees
GreenRoad
Loans that are environmentally friendly and no ongoing fees.
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6.89 % p.a.Interest rate
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7.20 % p.a.Comparison rate
Features & fees
Start your application today
Apply online, visit a branch or call us today to speak with a lending specialist. We’re here to help you make your journey smooth and affordable.
Calculators
Thinking about a new car, holiday or consolidating debt? Our personal loan calculators make it easy to plan your repayments and see what you can afford, so you can borrow with confidence.
FAQs
Got a question on Loans? View all our FAQs here.
Yes, you can apply for pre-approval to help you shop with confidence. This gives you a clear idea of your budget before you start looking for a vehicle.
No. Our car loans allow you to make extra repayments or pay off your loan early without any penalties, helping you save on interest.
You can use our car loans to purchase a vehicle from either a dealership or a private seller, giving you flexibility in how you buy.
Why Transport Mutual?
We’ve been helping transport workers, their families, and the wider community reach their financial goals for over 50 years. As a member-owned credit union, everything we do is designed to benefit you - not big bank profits.
