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Car loans to get you moving

Whether you're buying a new car, a used one or switching to electric, our car loans offer competitive rates, no ongoing fees and flexible repayments. Choose the loan that fits your lifestyle and drive away with confidence.

Start your application today

Apply online, visit a branch or call us today to speak with a lending specialist. We’re here to help you make your journey smooth and affordable.

Calculators

Thinking about a new car, holiday or consolidating debt? Our personal loan calculators make it easy to plan your repayments and see what you can afford, so you can borrow with confidence.

View all our online calculators →

FAQs

Got a question on Loans? View all our FAQs here.

Yes, you can apply for pre-approval to help you shop with confidence. This gives you a clear idea of your budget before you start looking for a vehicle.

No. Our car loans allow you to make extra repayments or pay off your loan early without any penalties, helping you save on interest.

You can use our car loans to purchase a vehicle from either a dealership or a private seller, giving you flexibility in how you buy.

Why Transport Mutual?

We’ve been helping transport workers, their families, and the wider community reach their financial goals for over 50 years. As a member-owned credit union, everything we do is designed to benefit you - not big bank profits.

We are here to help

  • 1 Comparison rates based on secured loans of $30,000 over 5 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
  • 2 The comparison rate is based on an secured loan amount of $30,000 over a loan term of 5 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.