Check our eligibility criteria, and get started through the link below. It takes around 20 minutes to complete the form.
Transport Mutual will be closed on Monday, August 4 for Bank Holiday.
Normal operations will resume on Tuesday, August 5.
Find the right home loan for your next move
Explore our most popular home loans, including fixed, variable, and special offers. Competitive rates, no ongoing fees, and flexible features to suit your needs.
Home Equity Loan
Our Home Equity loan allows you to borrow against the portion of your home that you own.
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6.99 % p.a.Interest rate
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7.08 % p.a.Comparison rate
Features & fees
Basic Variable Home Loan
With a variable rate loan, the interest rate you pay changes according to the financial markets.
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5.74 % p.a.Interest rate
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5.82 % p.a.Comparison rate
Features & fees
Fixed Rate Home Loan
Our Fixed Home Loan offers a competitive interest rate, no ongoing fees, and flexible features to help you plan with confidence.
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5.79 % p.a.Interest rate
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5.75 % p.a.Comparison rate
Features & fees
Standard Variable Home Loan
Explore our Standard Variable Home Loan – a flexible, competitive home loan with features that adapt to your lifestyle
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5.99 % p.a.Interest rate
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6.07 % p.a.Comparison rate
Features & fees
Refi Home Loan Special
Refinancing your existing mortgage through TMCU is quick and easy, and our experienced loans staff will help you through the process from start to finish.
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5.39 % p.a.Interest rate
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5.47 % p.a.Comparison rate
Features & fees
Home Loan - Interest Only
A popular interest only Home Loan with an attractive variable rate and offset account. Term can be fixed over 1 or 2 years
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6.49 % p.a.Interest rate
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6.55 % p.a.Comparison rate
Features & fees
Why Transport Mutual?
We’ve been helping transport workers, their families, and the wider community reach their financial goals for over 50 years. As a member-owned credit union, everything we do is designed to benefit you - not big bank profits.
Start your application today
Apply online, visit a branch or call us today to speak with a lending specialist. We’re here to help you make your home ownership journey smooth and affordable.
