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Find a personal loan that fits your plans

Whether you're planning a holiday, upgrading your car or consolidating debt, our personal loans give you flexibility, great value, and the confidence to move forward. Choose from options that suit your lifestyle and budget, with no ongoing fees and the support of a member-owned bank.

Start your application today

Apply online, visit a branch or call us today to speak with a lending specialist. We’re here to help you make your journey smooth and affordable.

Calculators

Thinking about a new car, holiday or consolidating debt? Our personal loan calculators make it easy to plan your repayments and see what you can afford, so you can borrow with confidence.

View all our online calculators →

FAQs

Got a question on Loans? View all our FAQs here.

You can use a personal loan for a wide range of purposes, from buying a car, planning a holiday, consolidating debts, to covering unexpected expenses or home improvements.

The amount you can borrow depends on your income, expenses, credit history, and what the loan is for. We’ll assess your application and work with you to find a loan amount that’s manageable for your budget.

Yes, our personal loans allow you to make extra repayments or pay off your loan early without penalty, helping you save on interest and become debt-free sooner.

Why Transport Mutual?

We’ve been helping transport workers, their families, and the wider community reach their financial goals for over 50 years. As a member-owned credit union, everything we do is designed to benefit you - not big bank profits.

We are here to help

  • 1 The comparison rate is based on an unsecured loan amount of $30,000 over a loan term of 5 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.