Check our eligibility criteria, and get started through the link below. It takes around 20 minutes to complete the form.
Find a personal loan that fits your plans
Whether you're planning a holiday, upgrading your car or consolidating debt, our personal loans give you flexibility, great value, and the confidence to move forward. Choose from options that suit your lifestyle and budget, with no ongoing fees and the support of a member-owned bank.
Credit Card Crusher
Pay off high-interest credit cards faster with a low-rate personal loan. No ongoing fees and flexible repayments to help you take control of your debt.
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11.89 % p.a.Interest rate
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12.18 % p.a.Comparison rate
Features & fees
Personal Loan
Whatever your dream, buying a car or boat, renovating your home or landscaping your garden, buying new furniture or taking that much needed holiday, debt consolidation or investing in shares without using your savings, with a Credit Union Personal Loan its your choice.
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From 11.14 % p.a.Interest rate
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From 11.42 % p.a.Comparison rate
Features & fees
Travel Loan
Make your next holiday happen sooner with a flexible Travel Loan from Transport Mutual. Competitive rates and no ongoing fees.
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11.64 % p.a.Interest rate
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11.92 % p.a.Comparison rate
Features & fees
Start your application today
Apply online, visit a branch or call us today to speak with a lending specialist. We’re here to help you make your journey smooth and affordable.
Calculators
Thinking about a new car, holiday or consolidating debt? Our personal loan calculators make it easy to plan your repayments and see what you can afford, so you can borrow with confidence.
FAQs
Got a question on Loans? View all our FAQs here.
You can use a personal loan for a wide range of purposes, from buying a car, planning a holiday, consolidating debts, to covering unexpected expenses or home improvements.
The amount you can borrow depends on your income, expenses, credit history, and what the loan is for. We’ll assess your application and work with you to find a loan amount that’s manageable for your budget.
Yes, our personal loans allow you to make extra repayments or pay off your loan early without penalty, helping you save on interest and become debt-free sooner.
Why Transport Mutual?
We’ve been helping transport workers, their families, and the wider community reach their financial goals for over 50 years. As a member-owned credit union, everything we do is designed to benefit you - not big bank profits.
