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Target Market Determinations
A Target Market Determination (TMD) is a document that describes the type of member a financial product has been designed for, based on their likely objectives, financial situation and needs.
A TMD also outlines any conditions or restrictions on how a product can be distributed and the circumstances that may require the TMD to be reviewed.
Why do we have Target Market Determinations?
Transport Mutual Credit Union is required to prepare Target Market Determinations as part of the Design and Distribution Obligations under the Corporations Act 2001.
These obligations are designed to help ensure financial products are designed and distributed with members' needs at the centre.
You can view our current Target Market Determinations below.
Accounts & Deposits
- Business Account
- Christmas Club Account
- Kids Saver Account
- Multi Access Account
- Premium Savers Account
- Redifund Account
- Term Deposit Account
Personal & Car Loans
Home Loans
Cards & Credit Facilities
Important information
A Target Market Determination is not financial advice and does not provide a complete description of a product's features, terms or conditions.
Before deciding whether a product is right for you, please read the relevant product information, terms and conditions and other applicable disclosure documents.
If you need help accessing or understanding one of our Target Market Determinations, please contact us.
