Lock in a competitive rate for a set term and protect yourself from future rate rises.
Enjoy certainty and savings with a fixed rate
Our Fixed Rate Home Loan Special Offer gives you peace of mind with predictable repayments, a competitive fixed rate, and no ongoing fees. It’s the perfect way to lock in value and plan ahead with confidence.
Why choose our Fixed rate Home Loan offer?
Who is this loan ideal for?
This loan is ideal for borrowers who want the security of fixed repayments over a set period. Whether you’re buying a new home or refinancing, our Fixed Rate Special Offer helps you budget with confidence, avoid surprise rate changes, and enjoy the simplicity of a low, fixed rate. It’s a smart option for anyone looking for financial stability and long-term planning.
| Interest rate | Comparison rate | |
| 1 Year Fixed Special Rate |
| Document or Information | View or Download |
| Fees, charges and limits | Learn more → |
| Target market determinations | Learn more → |
| Interest rates | Learn more → |
| Important documents | Learn more → |
| Calculators | Learn more → |
Start your application today
Apply online, visit a branch or call us today to speak with a lending specialist. We’re here to help you make your home ownership journey smooth and affordable.
FAQs
Got a question on Home Loans? View all our FAQs here.
The Credit Union is a mutual financial services organisation and as such is owned by its Members, each one of whom is a shareholder. Therefore you must be a member of the credit union to have a loan.
The amount you can borrow is dependent on the type of loan you apply for. The actual amount you can borrow is, however, determined by your ability to meet the repayments of the loan and the value of the loan security. Want to calculate how much you could borrow? Use one of our loan calculators.
The Credit Union gives you the option of making extra repayments on your loan and therefore save money in interest changes and than having the flexibility of being able to redraw on these extra repayments. You need to have your loan in advance by at least your next agreed loan repayment plus $100 and the minimum redraw is $100. Redraws are Free!
Why Transport Mutual?
We’ve been helping transport workers, their families, and the wider community reach their financial goals for over 50 years. As a member-owned credit union, everything we do is designed to benefit you - not big bank profits.
