We're here for Transport Workers
Our financial planning partners, Bridges, has a range of personal financial planning solutions that can help you achieve your goals.
How can financial advice help you?
No matter how old you are, these are important questions. Financial advice can make a big difference at every stage of your life. A financial planner can help you with different investment strategies for different circumstances, such as:
- Managing your investments tax effectively
- Saving for a home
- Planning for the costs of marriage and the benefits of combined income and savings
- Making your income go further by investing wisely
- Structuring your assets in the most effective way if you are self employed
- Planning for a family and the loss of a regular salary whilst on maternity leave
- Making the most of your superannuation
- Planning your finances following a redundancy or when changing jobs
- Making the most of a maturing term deposit or a financial windfall, such as an inheritance
- Maximising your eligibility for government benefits
- Planning the retirement lifestyle you want
How can a planner help?
Managed Investments & Fixed Interest
The key focus regarding investments is the return you require and the length of time you have to invest. Bridges will be able to provide information on a wide range of products.
Retirement Planning
The decisions you make today will determine the lifestyle you maintain in retirement. It is no longer possible to assume that the Government pension will be sufficient. There are a number of factors to consider which can be discussed with your Bridges financial planner.
Superannuation and Rollovers
Superannuation is one of the most tax effective ways to save money for your retirement. Bridges can advise you of several ways to maximise your superannuation nest egg.
Estate Planning
Estate planning is the preparation and documentation of a person’s wishes for the distribution of their assets following their death. An effective plan will ensure that your will is properly structured to maximise the distribution of wealth to your next of kin.
Building Wealth
Your Bridges financial planner will be able to look at your current asset and liabilities and advise you on the best strategy to increase your wealth. This could involve borrowing additional funds with which to invest or restructuring the mix of your current investments.
Redundancy
Finding new employment is stressful enough without having to worry about your finances. Your Bridges financial planner will be able to advise you on how to make your finances last until you secure new employment, any benefits you may be entitled to, your tax implications or how best to use your redundancy to pay off debts or invest.
Tax Strategies
Your Bridges financial planner will be able to advise on the optimum level of gearing and mix of assets to ensure that you minimise you tax payments.
Transport Mutual is proud to offer you the services of Bridges.
Bridges is a leading and highly respected wealth management business which can provide you with advice on wealth creation, pre and post retirement planning, risk insurance, estate planning, margin lending, stockbroking services and much more. With over 65 offices and more than 180 planners, Bridges is one of Australia’s largest financial planning and stockbroking groups, providing financial planning services to credit union and building society members since 1985.
Most people are aware that they need professional financial advice but are unsure of where to start.
The quest isn’t simply to find a planner but more importantly, to find a planner you feel you can trust. A Bridges financial planner will provide you with advice that meets your needs and will continue to offer advice and service, long after the initial investment has been made.