By locking in your interest rate with our fixed rate home loan, you get the certainty of knowing exactly what repayments will be no matter what happens with interest rates. Our fixed Home Loans come with a competitive rate and can be fix over 1 or 2 years. 


  • 4.29%p.a. Interest rate
  • 5.22%p.a.
    Comparison rate
  • 4.54%p.a. Interest rate
  • 5.19%p.a.
    Comparison rate
  • 4.79%p.a. Interest rate
  • 5.26%p.a.
    Comparison rate
  • 5.04%p.a. Interest rate
  • 5.27%p.a.
    Comparison rate
  • 4.54%p.a. Interest rate
  • 5.25%p.a.
    Comparison rate
  • 4.79%p.a. Interest rate
  • 5.23%p.a.
    Comparison rate

Product Features:

Home Loans
Minimum Loan Amount : $100,000
Loan Period : Up to 30 years
Repayments : Weekly, fortnightly, or montly
Interest Charges : Calculated daily, charged monthly
Interest Only : No
Establishment Fee : $395 plus associated Legal and Valuation fees (at cost)
Account Keeping Fees : Nil
Variable and Lump Sum Repayments : Yes
Flexible and Lump Sum Repayments : No
Early Repayment without Penalty : Yes
Loan Repayment Insurance available : No
Building and Contents Insurance available : Yes
Landlord Insurance available : No
Auto repayments (salary/account) :
Redraw facility : Yes (free redraw, minimum amount $100)
Top up facility available : Yes
Offset facility available : Yes

How much would my repayments be?

Special Offers

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Why choose Transport Mutual Credit Union?

Important Information:

Terms and conditions, fees and charges and approval conditions apply.