Help kids establish good habits for saving and spending

The TMCU Kids Saver account is high interest savings account for children under 17. Whether you’re a parent, grandparent or guardian the Kids Saver account is a great way to save for their education or to help your child learn about the value of money and to develop good spending and saving habits.

  • Account must be opened in the childs name
  • The child may receive regular correspondence via post or email (newsletters; activity sheets; financial education; competitions etc)
  • Statements will be received via post as a default
  • Online statements will be available as an option for children over 12 years old that request internet banking
  • Must show either Birth Certificate or Photo ID (if available) of the child to be eligible to open account (certified copies must be emailed or forward via the post)
  • The parent/grandparent or guardian will need to provide their own photo ID
  • 3.50% interest applies to the first $10,000. Amounts over $10,000 are calculated at the Multi Access (S4) interest rate. 
  • Only one account can be opened per child
  • At 17 the child becomes an adult member and the Kids Account will be closed and funds will be transferred into their new adult account


Any advice or information on this site does not take into account your personal objectives, financial situation or needs and you should consider whether it is appropriate for you. Please review Transport Mutual Credit Union Ltd Account and Access Facility Terms and Conditions of Use and Financial Services Guide before acquiring the product.  I ABN 78 087 650 600 | Australian credit license 240718 | AFSL 240718

For a limited time you can get Barefoot Kids for FREE just by opening a Kids Saver Account for the kid / grandkid in your life, with a minimum $50 deposit. Its a book that takes kids on an epic money adventure, written in a fun and engaging way.

Get them off to a great financial start to life with Barefoot Kids and a TMCU Kids Saver Account.


How to Apply

  • Fill in the online application form
  • Send over appropriate ID to
  • We will set it up for you and email you with the account details.


Things you should know

How much interest would I earn?

Special Offers

Product Features:

Savings Accounts
Online banking : Yes
Availability : Funds available at call
BPAY : Yes
ATM/EFTPOS access : Yes
Debit card : Yes
Interest Income : Calculated daily and paid quarterly

Why choose Transport Mutual Credit Union?

Important Information:

Available to Members under 17 years of age.  No minimum deposit, no fees payable and each quarter the account will receive 1.5%p.a. interest on balances of up to $10,000.

Terms and conditions, fees and charges and approval conditions apply.