You don't need a separate cheque and savings account. You can link a cheque book to our S4 and S50 accounts.
We can provide you with a cheque facility which operates from your savings account. Making payments by cheque is simple, flexible and easy. Cheques are widely accepted and you don't have to worry about carrying large quantities of cash.
Our cheque books come in books of 25, 50 or 100. We can also provide you with a deposit book to enable you to deposit extra funds. Please note, fees and charges apply to the use of your personal cheque facility.
When you deposit a cheque to your Credit Union account it will usually take 3 working days to clear, but may take longer in some cases. Please note that you will not be able to withdraw any of the proceeds of a cheque until it is cleared.
You can stop payment on a cheque by:
You must, of course, do this before we have paid the cheque. A dishonour fee will be charged should the cheque subsequently be presented.
We can dishonour your cheque or not pay on it if: